Posts Tagged ‘banking’

This is a compilation of articles posted on Facebook by Roger Indigo. It is a continuation of the article posted yesterday (All is Not as it Appears – The Matrix is Closing Down this Month – FB Comments provided by Heather Ann Tucci-Jarraf Reveals a Surprising 2018 New Year Paradigm Shift). in which Roger highlighted comments made by Heather, One of the Trustees of the One Peoples Public Trust that have initiated the actions currently being completed for the Paradigm Shift for the New World Order. (NOTE: The Old World Order is being dissolved, never to happen again. This is NOT the NEW WORLD ORDER planned by the Rothschild/Bush/Clinton faction of the Cabal.
-Angel Lucci

😍 The DEEP STATE Is Now In A Process Of Being TAKEN Out & Down As Of The Effect Of The Executive Order Given By TRUMP The Of December 2017 😍

😍 This Post From BZ At Will Continued To Being Updated As More Docs Being Released In Which Also She Will Add The ANNEX List When It Has Been Released 😍

😍 For Those Who Are Interested, Here You Can Download Trump’s Executive Order In Which Has To Do With The So Called Defined “STORM” Which That “STORM Has All To Do With Blocking the Property of Persons Involved in Serious Human Rights Abuse or Corruption All Over This Earth 😍

There is an ANNEX list ( a long list with names & that ANNEX list is not yet released ) of those individuals, which is linked with those many indictments that started to be activated the 30th of October 2017 which kept growing since that day.

So what ever happens, it will be revealed as all will be fully visible, transparent and in full complete context.

😍 Notice how quiet the mainstream media has been about President
Trump declaring a national emergency yesterday hehe… 😍

Roger Indigo Says
Normally they BUZZ alot of what he do or do not,
but this being & doing from Trump, they became very quiet about 😉

😍 So I Share These Messages From Heather 😍

compassion is key in moving through & dissolving perceptions

“I Overlight to all: compassion as now all becomes
fully visible, transparent & in full complete context”

Heather Stated related to what is coming for all = “conscious application and new unfettered creations” = limitless easy access which is NOT RV ( re-evaluation of currency back by GOLD = that NESARA GESARA or that BASIC INCOME RESET of THE FINANCIAL BANKING system ) 🌹….and as said… it’s coming for ALL, but even so,..that is only a small fraction of ALL that is coming related to the bigger picture of all of that is coming FULL ON.

😍 The Declaration Of UNREBUTTED FACT Is: 😍
(Heathers answer to the foreclosed corporate “Judge” Shirley Clifford
the 18th of october 2017)

“That Everybody on this planet has been taken out of the employment and the citizenship or the ownership of private corporations operating under the guise of government” ( Notice that governments with their attached courts and jails systems was just banks in disguise operating as governments and all that became foreclosed back in 2012 – 2013 )

😍 The FAQ of Q What’s going on here? 😍

Related to that post about Q, and what is
mention about the TRIANGLE of power.

The triangle explain in that “Q” article post
Three families, three sides of a triangle. $7 trillion in wealth. Q labelled them +++, ++ and +. He named them too: Saud, Rothschild and Soros. These are the three families who run the world by financing wars, creating terror and implementing the systems that affect our daily lives in every possible way you could imagine.

Related to that post about Q, and what is
mention about the TRIANGLE of power.

In the end ALL OF IT was ALL TIED INTO BANKING & ALL OF it was controlled and tied into BANK FOR INTERNATIONAL SETTLEMENTS Which was runend and controlled by Qing Royal Dynasty = Chinese Dragons Which All This Was Based Upon The CHINA COMMERCE TRADE ACT Of 1922 That Became Law, & FEDERAL RESERVE WAS THE MAIN PROXY SET UP POINT IN THAT MATRIX SET UP SYSTEM OF BANKING ( one of many proxy system set up points China implemented all over the world in which there is actually no enemy cause all came from the same endpoint of banking )

😍 The eye-opening list of donors to the Clinton Foundation 😍

😍 Update for December 3, 2017 😍…/update-for-december-3-2…
“We know these arrests ( arrest of Heather % Randall ) originated from an order by Chinese bankers, who consider the TDA accounts in your name their “collateral accounts” (its actually human chattel slavery). They have since tried and failed to move those TDA accounts to the BIS and then Asia, with some dabbling in hiding them in block chains along the way”

Read More About It Here & Then You Might Better Understand That BANKING Was All About Controlling SOURCE ORIGINAL ENERGY CONSCIOUSNESS STREAM-FLOW & Then You Also Might Better Understand These Quotes Said By NIKOLA TESLA:

“If You Want To Know The Secret Of The YOUniverse Then Think Energy Vibration Frequency”.
(Nikola Tesla )

“Today’s scientists have substituted mathematics for experiments, and they wander off through equation after equation, and eventually build a structure which has no relation to reality.”
(Nikola Tesla)

😍 SO I Roger Indigo SAYS 😍
( Feel Vibration – More Than Think Vibration )
So Feel It – Not Think It )

You Are The Embodied I-Tech Being The Eternal Stream-flow Source – Original Source Consciousness That Is Experience Itself Oneself In Endless Ways Shapes & Forms.

( Banking = Ban The Inner Kingdom =
The Illusion Of separation That Happen within The Individual Itself Oneself )

It was all about trying to controlling your inner source connection in that illusion of separation game play (read more about this here & that is why there will be NO RESET of this already FORECLOSED system, cause RV backed by Gold – NESARA/GESARA or basic income would still be under the same kind of control tied to that BANKING TRADING INVESTMENT STOCKMARKET CASINO GAME PLAY FOR PROFIT , which also that was the plan with bitcoin, crypto or what ever as well, but all that control and RESET will not be manifested, but EASY LIMITLESS ACCESS will, but that has nothing to do with NESARA/GESARA or any RESET at ALL.

So You See, It Was JP Morgan Among Others Who Supplied The Saudi With Money & Again As Said,.. It Was All Tied Together Within The Banking System, Operated & Controlled By China, In Which All That Is Now Fully Ending as Of The Completion Of The Foreclosure that was done In 2012 – 2013, Whico The Completion Was TO Make All Aware In Full Visibility Transparency & In Full COMPLETE CONTEXT what the Foreclosure Was All About, For All To See, Cause The Foreclosure Was Fully Completed Back In 2012 – 2013 & Now It Has NOW BECOME FULLY COMPLETE VISIBLE, TRANSPARENT & IN FULL COMPLETE CONTEXT FOR ALL TO SEE, FEEL & EXPERIENCE AS IT IS ALL DONE & THIS MODEL WILL NEVER EVER COME BACK.

😍 And Here Are The Dots Of How It
Was All Connected & Tied Into Banking 😍


IN JOY ~ ❤️🌹 hatj

😍 Journey – Don’t Stop Believin’ (Live in Houston) 😍

From Heather To All Related To What Is The So Called TRUTH”
with complete cosmic humor, all the former
illusions held as “truth” are made visible

and for those who have been deeply mired in said belief
complete compassion and love are amplified…

😍 It’s All Coming Full On 😍
The Full Spectrum Of Eternal Endless Abun-dance For ALL.

😍 Transcript: HATJ: Unity & Awareness Ends This… 😍
(Published 21st of december 2017)

The transcript is related to this conversation that BZ had with Heather ( while Heather was in jail ) the evening before the Solar Eclipse of August 21, 2017, which resulted in this video called:

😍 Unity & Awareness Ends This…
and BEGINS All over the Next 24-36 hours 😍
Publisert 20. aug. 2017

😍 BZ Riger Says Further 😍
Two amazing beings did the transcript. Thank you so much Gunther! for working so hard on the transcript. Thank you so much Shelia for polishing the transcript and integrating the energy of it All ! ; -)

As with everything all is in divine timing and the transcript was delviered to me on the day of the winter solstice December 21, 2017. No coincidences.

Sending ALL of You a cosmic sized hug and waves of love,


😍 Who Is Heather: 😍
Heather Ann Tucci-Jarraf Home Foreclosure Investigation Test Case – February 2011 & She Has Special Education And Knowlegde About The UNIFORM COMMERCIAL CODE system & She Worked As A Lawyer At The Top Level Of This Earth’s Banking System )

😍 Heather Ann Tucci Jarraf Website 😍

😍 HATJ- Court Wrap Up and The Big
Picture Unfolding For ALL 10.18.17 😍



😍 All Adopted Beliefsystems Are In Full Total Meltdown Mode 😍
( Allow All To Dissolve & Have Fun El Flowo – Feel It – Not Overthink It )


😍 And Here Are The Dots Of How It
Was All Connected & Tied Into Banking 😍

So why do you to you think JP MORGAN wanted those within the banking system tied to that corporate stockmarked bond ( actually your birth certificate ) law system to sign their contract by signing it with a circle!!
( Remember Lord Of The ring movie & now thing the ROUND TABLE
which a table is a flat circle which a ring is also a flat circle )

😍 Corporate Seal 😍…/00000196171…/exh31-jpmcbyxlaws2017.htm

“The corporate seal of the Corporation shall be in the form of a circle and shall bear the full name of the Corporation and the words and figures “Corporate Seal 1968 Delaware.” The seal may be used by causing it or a facsimile thereof to be impressed or affixed or reproduced or otherwise.”…/


Roger Indigo compiled the comment for this Post in the Facebook Group – All of Us

Here Is Heathers More Extended Answers & Clearifications
Related To This Post & The Comment She Gave To It

Heathers First Comment

lol…deja vu!’s like September 2014 Dakhla, Morocco (Western Sahara) dance we all did with the U.N. there…with the collaborative mossad, western and eastern european, american, chinese, russian, etc., militaries and intelligence agencies that were present too…and that did NOT go as they all expected 😜


IN JOY ~ ❤️🌹 hatj


And For People That Do Not Fully Understand How All Is Tied Together & Related To This, Read This Post As It Was All Tied Into The Banking System. Here Is The Link To My (Roger) Fb Post I Put Together:

Here Are Answers Given To Clearify Some Questions Asked:

Alessandro Wrote
I do not understand what that means.

Heather Ann Tucci-Jarraf Answer
Alessandro, it is me just reminiscing and being grateful to all, that completion is done this month

complete context = the UN issue is a non issue…it is only to catalyze everyone’s awareness that the systems were being used differently than everyone was led to believe…in 2014 a scenario was played out using the UN that successfully failed agenda-wise, but resulted in maximum expansion of consciousness for all who were involved…and the same scenario is being applied now

in order to catalyze maximum expansion of consciousness for everyone on this planet by exposing that which was formerly unseen and unknown to all…i.e. how the systems were actually used …for the purpose of making sure that none of this ever occurs again ❤️

Alessandro Wrote
And after this month, what can we Expect?

Heather Ann Tucci-Jarraf Answer
conscious application and new unfettered creations 🌹

Alessandro Wrote
The System, however, will collapse in a hundred years. Maybe. In the meantime, millions of human beings will die. The critical mass is late to come because they are doing everything to delay it. And then most people don’t want to see and don’t want to take responsibility.

Heather Ann Tucci-Jarraf Answer
Alessandro, it is your choice how you choose to perceive…yet, your perception cannot change the fact all is being done and completed this month…your perception only results in how YOU experience all that completes this month.

Alessandro Wrote
Dear Ann, how are you doing in court?

Heather Ann Tucci-Jarraf Answer
Alessandro, like i wrote below…

the “case” was one of many “exposure and closure tools” deployed globally…closes up this month…with complete context given to all

Nora Bang wrote
….. and where is Randall per now? Is he out?

Heather Ann Tucci-Jarraf Answer
the “case” was one of many “exposure and closure tools” deployed globally…closes up this month…with complete context given to all


In another article:

4chan Users Find Evidence Atlanta Airport Blackout Was Part Of Intentional Cover-Up – By Jack Kenrick

“question everything” ~ “Tex” Hugh Horne

From Rebecca H:
“I talked to a GA power person and they were confused as to why the generators didn’t work. I was told that crew was on sight but didn’t do anything. “

being conscious and application of consciousness is the solution…in gratitude for ALL ~ 🌹❤️ hatj


Another local article from Washington State:

Amtrak train derails onto I-5 in DuPont. 3 killed, dozens injured, freeway shut down

train tracks in Fort Lewis-McChord Base (and undisclosed ops) Campus sites…

to all the distinguished ladies and gentlemen in service: all support you as you shine light on the true details

…transparency and complete context insures a conscious people so none of this is ever repeated again

~ ❤️🌹 hatj

p.s. my love to “burlap” and healing to all involved


I think I’m ready to take on the Bank again since their “Administrative Foreclosure” last year. I feel confident due to the additional information provided in this article.  I already have accused JP MORGAN/CHASE in writing of fraud, corruption, and deception, and now we have cover-up of public records during the Title Search procedure and I believe we also have a DUMMY CORPORATION out of CALIFORNIA  which I believe was actually created and owned by JP MORGAN/CHASE.  It may take a few days to pull my papers together and do the research. All I can say is: “I Am ready to do this NOW.”  Send some good energy my way so every One can be exposed to the light that I getting ready to shine into a very dark situation.

If you are new to the mortgage fraud perpetrated by the PRIVATE CORPARATIONS called the FEDERAL RESERVE SYSTEM in cooperation with the UNITED STATES OF AMERICA, INC. and need more information, I’d recommend reading the article listed below xxfirst:

You Think You Own Your Home, But Your Mortgage Could Be Compromised

By Robert Smith | Red Pill Reports

Angel Lucci

Posted from:

RedPill Report

Learn If Your Mortgage Is Compromised

How To Determine If Your Mortgage Is Compromised

The following Checklist is intended to assist you in making an initial determination as to whether or not your mortgage has been controlled, manipulated, compromised or destroyed.

If you are like me and millions of other Americans, you (1) have been made an involuntarily indentured servant (2) are a serf on what you think is your property (3) are a renter and not a purchaser and (4) will never be able to legally and securely own your home with a clear and legally perfectible Deed after you have made the last mortgage payment on what you THINK is the debt you owe on your Promissory Note.

Learn If Your Mortgage Is Compromised

This condition exists because your property’s Chain of Title is likely Broken and you, many years from now when you ultimately realize you have a serious problem, will be unable legally or otherwise, to obtain the documents required to attempt to perfect your position in the property from the True Lender and Mortgagee because that entity will likely have long since been declared “dead” by a Federal Bankruptcy Court as is currently taking place in the RESCAP Bankruptcy being adjudicated in the U. S. Federal Bankruptcy Court, Southern District of New York.

This initial review is just that, Initial. However, it is highly indicative that you may be the unknowing victim of illegal activity and fraud that has taken place during the course of your home ownership which likely began at, or prior to, loan closing.

It has been shown that this initial review has been very accurately indicative in pinpointing broken Chains of Title in thousands of individual mortgages and has been continually corroborated by the complete analyses of many individual’s mortgage documents after having undergone subsequent in-depth reviews.


This initial review must be accomplished by all mortgage holding homeowners as this is the first step and cannot be circumvented. Once the initial result is determined, the next required step is to do an in-depth analysis of all mortgage documents in your possession to investigate and identify many other areas that are likely to further pinpoint and corroborate issues of illegality and fraud of which you likely are a victim.

This process is not fun, however, it is educational and gratifying to be able to identify, with specificity, the true nature and scope of your problem.

As you go through this process, document your results for future reference as accurately and completely as possible.

Once you get started and decide to become involved with our effort described on the website, we will provide for your use and benefit many forms, procedures and processes developed and used in my own six (6) year effort, to help you minimize effort and stress and to assist you in organizing the documents that, at first, seem insurmountably massive and uncontrollable.

Take solace in the fact that you are doing what many will not do for their own benefit. You are taking positive steps to become educated and informed.

Getting Prepared

Sit at your internet-connected computer with your Mortgage or Deed of Trust (depending on how the document is termed in your State).

Have pen and paper available to write down your notes and thoughts as you go through the process.

Write down everything you think of. Don’t overlook or neglect anything. Your thoughts, ideas and memories of your mortgage transaction are very important.

During the process, you will be instructed to refer to two (2) separate MERS Member OrgID listings. The OrgID is thoroughly described below.

This is one of the most important steps in the process, so pay close attention to detail.

The most complete listing of all MERS Member OrgID’s we have ever been able to acquire is the 2009 listing that was privately posted on the MERS website for a short period after the bubble burst in late 2008. We obtained this listing prior to MERS removing it from their website. To access this list, Click Here:

To insure you accomplish as thorough a review as possible, you will also need to review the currently re-posted listing of all MERS Member OrgID’s once again shown on the MERS website. To access this list, Click Here:

Let’s Get Started

1. Refer to your Mortgage or Deed of Trust.

2. “MERS” refers to “Mortgage Electronic Registration Systems, Inc.”

3. “MIN” refers to “MERS Identification Number.”

This number is of the utmost import and is the controlling number for your Mortgage or Deed of Trust and Promissory Note from the date of closing through the expiration of the loan term. There is no more important factual indicator that your Mortgage or Deed of Trust has been compromised.

4. Look for a MIN on the first page of your Mortgage or Deed of Trust. This is an eighteen (18) digit number and is styled MIN XXXXXXXXXXXXXXXXXX.

Digits 1 thru 7 identify the OrgID of the lender registered with MERS as a MERS Member. These seven (7) digits are referred to as the MERS Member OrgID.

Digits 8 thru 17 identify your loan contract number.

Digit 18 is a single check digit. You need not be concerned with this check digit at this point. It may
come into play upon further review and analysis.
5. The first section of the Mortgage or Deed of Trust is the Definitions section. Locate the Paragraph that
discusses the definition of Lender.

6. If your Mortgage or Deed of Trust is a MERS Mortgage, there will be a definition either immediately before or after the definition of Lender which gives a definition for MERS. The definition generally begins with the statement MERS is Mortgage Electronic Registration Systems, Inc.

7. Refer to digits 1 thru 7 in the MIN Number. Now refer to the two (2) lists of MERS Members and their OrgID’s as discussed above.

You are looking to determine if the name of the mortgage company you think you have dealt with is listed as a MERS Member on either of the two (2) lists and additionally, if the first seven (7) digits in the MIN Number shown on your Mortgage or Deed of Trust match the seven (7) digit MERS Member OrgID shown on either of the two (2) lists.

In many instances, these numbers do not match. This means that the mortgage company you think you borrowed the money from was not the true lender and was simply sitting at the closing table as a Table Funder. This is a MAJOR PROBLEM.

8. Check the section in Definitions that explains the Note. In most cases, the loan number for the Promissory Note will be listed in this section. If the loan contract number is not the same as digits 8 through 17 in the MIN Number, your mortgage has been compromised and likely was sold Prior To filing with the County Recorder’s Office.

9. If your loan contract number begins with one or more zeros (0’s), there likely is a major problem.

10. If, on the first page or so of your Mortgage or Deed of Trust is the statement “(Your State Name) – Single – Family – Fannie Mae/Freddie Mac” this means that both your Mortgage or Deed of Trust and Promissory Note have been prepared in accordance with guidelines specified by Fannie Mae or Freddie Mac to streamline the securitization and sale of the Promissory Note by turning your Promissory Note into Bearer Paper.

11. If the phrase Uniform Instrument With MERS or MERS Modified Form follows the statement in #10 above, the Mortgage or Deed of Trust and Promissory Note have been prepared in accordance with guidelines specifically dictated for MERS by Fannie Mae or Freddie Mac to facilitate the securitization and sale of the Promissory Note as Bearer Paper.

12. Next, go to the MERS website at to see if the Mortgage or Deed of Trust is a MERS Mortgage. MERS Members have the option internally to purchase Non- MERS Promissory Notes and integrate them into the MERS System without you knowing this is being done.
13. Type in the CAPTCHA code on the screen to gain entry. The letters are case sensitive.

14. Single left click on the logon button.

15. On the next screen, single left click on the radio button to the left of the phrase Search Property Address/Borrower Details.

16. Next, single left click on the radio button to the left of the phrase Borrower Name, SSN and Property Zip Code.

17. Next, single left click on the radio button to the left of the phrase Search by Individual Borrower, SSN and Property Zip Code.

18. In the form box that appears, enter the first and last name of the primary borrower, his or her Social Security Number and the property Zip Code.

19. Next, single left click on the Search button.

20. After receiving the search results, read the screen carefully and either print this Page or make a screen shot of it. It should tell you how to identify the current investor.

21. There is an extraordinarily high percentage of mistakes on the MERS Database, so this information must be further corroborated to assure the highest degree of probability as to its accuracy.

22. Next, look at your Monthly Mortgage Billing Statement.

23. If your account number is a ten (10) digit number, you may be a MERS Controlled Customer.

24. If your account number is a ten (10) digit number with one (1) or more leading digits being zeros (0’s), you are either a MERS Controlled Customer or are highly likely the victim of an in-house securitization and sale by your mortgage servicer.

25. Next, refer to your cancelled checks used to make your monthly mortgage payments.

26. If the name of the business to which you have been paying your monthly mortgage bills changes from one name to another, your Mortgage or Deed of Trust has been securitized and sold unless the change can be verified as having been due to a corporate merger.

27. Review the front and back of all your mortgage payment checks to identify the ABA Routing Number, the Account Number and/or the ACH Routing/Transit Number of the account depositing your payments.

28. If any of these three (3) numbers periodically change, you are a victim of securitization and your property’s Chain of Title is likely destroyed. This destruction means you will not own your home after you make your last mortgage payment. All monies invested in the property have been rent payments and NOT purchase payments used to develop equity in the property.

Conclusions and Thoughts

Bank of America, Wells Fargo, Citibank, JP Morgan Chase and many other lenders are Shareholders in MERSCORP, Inc. and its wholly-owned subsidiary, Mortgage Electronic Registration Systems, Inc. (MERS).

Important: These Shareholders control the Boards of Directors of both MERSCORP, Inc. and Mortgage Electronic Registration Systems, Inc. (MERS) and are the very same Shareholders who initially funded and formed these two organizations for the purpose of administratively providing the Shareholders with the privately owned and controlled ability to secretly carry out the massive fraudulent securitization programs that have destroyed the Chains of Title and subsequently the values of millions of residential mortgages.

These entities, in some cases, have separate internal residential mortgage securitization divisions which do not deal directly with MERS. As with MERS, these securitization divisions keep their activities privately internalized.

These entities have proven to be especially adept at circumventing the legal requirements of making statutorily required filings at the County Recorder’s Office.

Failing to accomplish these filings have Broken the Chains of Title on millions of residential mortgages.

Although being the most numerically predominant participant, MERS is not the only entity securitizing and selling Promissory Notes and Breaking Chains of Title.

Although unlikely to be the case, even if it is determined that MERS is not obviously involved in your mortgage, you are not free of risk as many mortgages were privately, without the knowledge of the homeowner, moved into the totally destructive MERS System, AFTER your loan closing had taken place. If this proves to be the situation, we will lead you through an in-depth analysis once you have become involved with our effort.

For a thorough explanation of how the MERS’ operation may have affected you and your family, download and review Sections 18 thru 18-15 in my Whistleblower Jurat Affidavit located in the Documents For Download section at Save Our Family and

After Completing The Checklist

Continue reading at the bottom of this Blog and jump to the next part of this procedure.



Posted from:


Big Blow To USA Banks On Foreclosures



This article was taken from Foreclosure Defence Nationwide website: 
To read the original article please click here:
Use this information to protect yourself if you have to face the banks in court.
Also see for questions you should pose to the banks – re documents they need to present to the judge in a foreclosure case. If there is no wet-ink agreement (original), there can be no hearing or trial. Stick to this as strongly as you can. If only I had known this 3 years ago, our cases in SA would have gone very differently.
Article – September 20, 2013
In a stunning ruling from the Ninth Judicial Circuit Court of Common Pleas of Charleston, South Carolina, a Judge has issued a detailed, 4-page written opinion dismissing a foreclosure action filed by Deutsche Bank National Trust Company as the claimed trustee of an IndyMac securitization, holding that DB failed to show that it was the owner and holder of the original Note and Mortgage at the time the Complaint was filed. FDN South Carolina network counsel Bill Sloan, Esq. represents the homeowner and prepared and argued the homeowner’s Motion to Dismiss.
Counsel for DB made the familiar argument that it had possession of the original Note endorsed in blank, that the Note was a negotiable instrument under the UCC, that the Mortgage follows the Note, and that thus DB had established its right to foreclose. The Court disagreed, citing precedent from the United States Supreme Court’s decision in Carpenter v. Longan, 83 U.S. 271, 16 Wall. 271, 21 L.Ed. 313 (1872) which the Court found “clearly supports the notion that the Plaintiff must own the Note and the Mortgage to foreclose on the property (emphasis in the opinion).” The Court determined that “Plaintiff failed to show that it owned the Mortgage at the time the Complaint was filed”, and also noted that the Mortgage shows MERS to be the mortgagee but that “MERS is never mentioned in the Note.”
The Court stated:
“It is clear that to have standing in this foreclosure case, Plaintiff must not only be the holder and owner of the original Note, but also the Mortgage as well. Plaintiff’s Complaint in this case fails to meet this criteria. Plaintiff lacks standing to initiate and prosecute the foreclosure, and dismissal pursuant to Rule 17(a) and Rule 12(b)(6) SCRCP is appropriate.”
This ruling is based on foreclosure law from the United States Supreme Court, which trumps any contrary state law which does not require the foreclosing Plaintiff to own both the Note and the Mortgage at the time that the foreclosure Complaint is filed. This ruling demonstrates the essential fallacy in the “UCC, I have the Note, mortgage follows the Note” theory espoused by every attorney for the banks and servicers. What remains to be seen is whether the judiciary handling foreclosure cases will follow the law of the U.S. Supreme Court or not.
A copy of the Order is available upon e-mail request.
Jeff Barnes, Esq.,

Posted by at Friday, September 27, 2013




I-OPEEN shut down at the end of may 2014
Thanks to all who participated

You are the bank

After considerable research, investigation, testing, and evaluation, we feel that CYCLOS is the Alternative Currency System that will meet our needs for the Open-Source Online Banking Software for I-OPEEN, International One People Eternal Essence Network.

I-OPEEN: the first Online, Direct-Access Value Exchange System
that allows YOU to deposit YOUR VALUE because YOU ARE the BANK


Revision 2.5 Changes

Money as Debt III – Evolution Beyond Money
– by Paul Grignon

Posted from:
Occupy Dame Street YouTube Channel

Published on May 1, 2012

A film called Money as Debt III – Evolution Beyond Money, released in 2011, presents Grignon’s ideas on the possible forms money may take in the future. Find out who are the actually Money Masters on the Earth today.

Actually how about NOW!


Revision 2 Changes

Wealth Inequality in America

Posted from: Politizane YouTube Channel

Published on Nov 20, 2012

Infographics on the distribution of wealth in America, highlighting both the inequality and the difference between our perception of inequality and the actual numbers. The reality is often not what we think it is.



Mel Ve: Do we have a new financial system that is gold backed?

Karen: …when you say gold-backed; not entirely, no.  Because the idea is not that you have, um, what you call legal tender.  What right do people have to prevent other people from using the currency that they want and the most important currency, actually… is the local currency.  Things like the time banks. That will create very full employment.

– Karen Hudes, 42:35
Freedom Central Interview, 20 Nov 2013


There is also another profound thing you can do.  Which is to have the communities establish their own local currency which is traded among the local [businesses] …have each other agree on a media of exchange. This will stimulate the local economy.

– Karen Hudes, 1:42:14

Mad World: Karen Hudes – World Bank Whistle-Blower

Posted from: Mad World



On this episode of Mad World Antonia is joined by Karen Hudes, ex-employee for the World Bank Legal Dept. The information is this episode cannot be over-emphasized.

Please help us by spreading the word on your social media accounts.

Mad World airs every Thursday from 9pm and covers newsworthy issues that don’t always make it into the news. Join Antonia as she peels back the layers of reality that make up our Mad World.

To keep up to date with news, links and information from the Mad World show check out the group page here:…


Black’s Law 4th Edition

US Cases cited TP… CURRENCY.

Coined money and such banknotes or other paper money as are authorized by law and do in fact circulate from hand to hand as the medium of exchange.

  • Griswold v. Hepburn, 2 Duv., Ky., 33; Insurance Co. v. Kupfer, 28 Ill. 332, 81 Am.Dec.’ 284.

Certificates of deposit are “Currency.”

  • State ex rel. Cole v. Trimble, 307 Mo. 57, 269 S.W. 959, 961; Millikan v. SecurityTrust Co., 187 Ind. 307, 118 N.E. 568, 570.

Gold certificate held “currency”.

  • Nortz v. U. S., Ct.C1.,294 U.S. 317, 55 S.Ct. 428, 79 L.Ed. 907, 907 A.L.R.1346.

The term “money” is synonymous with “currency,” and imports any currency, token, bank notes, or other circulating medium in “general use as the representative of value”.

  • People v. Miller, 292 Ill. App. 643, 11 N.E.2d 827

– Richard, BWWEE Skype Room

Basically, IONS holds the same representation as any other money/currency/circulating medium – should we decide to allow it to represent our value equally with all other representations!


After a bit of hesitation, I decided to post this. Why the hesitation, you may (or may not) ask? When Max and Stacy talk about Bitcoin, and how the “value” has gone up dramatically in the past year, I am asking, “So is this another thing like buying a ‘stock’, and you have to ‘lucky enough’ or ‘perceptive enough’ to know when to get in, when to get out, and all that other stuff?”

I am NOT going to get into any system that does not recognize the only “value” there is… The value of “I Am”… “my Eternal Essence”. And how do you put a number on that? Whether it’s $ or pounds sterling, or ounces of gold, or silver, or BitCoins…

Maybe this is a step in a direction for the people, but I’m still wary of anything that someone like Max Keiser says is going to “increase in value”.

– Kauilapele


I-OPEEN Retail Posters

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Available from the DOWNLOAD box at the top left under
Streets of Love – unconventional

Revision 1 Changes 

Many changes have been made in this revision based on inputs from many others.

This is the Peoples’ Tool and I, Angel Lucci, value with gratitude and appreciation the wisdom shared by many People in Love and Understanding in recognition that I-OPEEN is the Peoples.

There has been many attacks on I-OPEEN by People who in their over-zealousness attack because of their programming and ignorance. Here are some of the comments:

Do your homework people, smells suss to me, monthly fees, use your drivers license or passport for ID, they’ll give you 1000 then some more. They are still in control of our money. We don’t need a middle man, just access to our value with the ability to transact directly with each other. Same girl new dress….again

This “comment” from Facebook could have been made without an attack on the character of the People behind it.  I actually do listen and want to meet ALL the peoples’ needs.  I want to share the entire exchange because the outcome was positive.  We all make mistakes and speak to quickly some times.  We all do it. We all are One.

  • David Ward  Sorry guy’s but this looks like a load of BS to me. There is an attempt here to give this CYCLOS new currency a value by giving it a relationship to a precious metal. We all know or should know by know that the gold standard Act was abolished in the UK in 1925. From that point on the value of the British pound was zero and the same value as monopoly money. This might be a painful fact but it is still a fact. Anything purchased with this zero value currency caries the value of that valueless currency. So the silver or gold is no longer a precious metal to give any form of value to another valueless currency. We don’t need another currency we need to take control of the one we have, not another cabal controlled currency. Sorry guy’s I cannot buy into this cabal rubbish. In my opinion for what it is worth this is a scam.
    September 26 at 2:03pm
  • Angel Lucci  You’re full of shit there David Ward. It’s based on the individual’s value. Silver is just a standard representation for exchange with useless fiat currency that is needed to buy some commodities we need. I’m glad you will not be participating.
    September 26 at 2:07pm
  • David Ward Ok so what is your value in any currency. Pick one because my value is the same as any body else and there is not a currency in the world that has a big enough number when it comes to a zero value currency. Pick a number make it a big one and I mean a really big one because any number you can choose times zero is still zero. Think about this what is your value times zero then it is still zero. do the math get out the calculator. Please. I am no mans fool.
    September 26 at 2:17pm
  • Angel Lucci It’s unlimited in value. It’s just a representation of value. I still think a bridge is needed to leave the current system. This is just a tool for folks to use until they’re educated or awake enough to not need any exchange.
    September 26 at 2:21pm
  • Angel Lucci If everything was FREE right NOW, and every one awake to the service to others mentality, there would be no need for this tool or for any representation of our value. We’re not in that world yet!
    September 26 at 2:23pm
  • David Ward I know exactly what you are saying I really do. and I am fully prepared to live in a world without money or any need to barter. I understand this implicitly. But there is a serious problem here as soon as they made a relationship with what was a precious metal. Why that bollocks? to give it some kind of illusory value. That alone stinks of scam. Then there is the fact that we have to wait until enough industry sign up before it becomes functional. Bollocks can you not see the crap. What happened to the DOV?? What happened to the Birth certificate bond?? OK this is now round three and another strike out. How many times do you want to see another broken system fail. You cannot fix what has never worked in the first place. Not like this. We have to take full control of the systems we have and make everybody billionaires over night. I’m sorry that you cannot see this scam but this stinks of cabal and that wont change
    September 26 at 2:34pm
  • Angel Lucci I understand your reasoning. I said in the post, “Should the economic world change over night, and representative-based exchange of value ceases to exist, then the fee will go away along with I-OPEEN. It’s that easy!” Later Bro!
    September 26 at 2:51pm
  • Chris Golley these ideas are not set in stone Dave. view them more as exploratory scribbles in our scrap book. we can use them to get people used to the idea that we can create our own systems after years spent stuck in the old one. sure the idea you have will gath…See More
    September 26 at 2:55pm
  • David Ward Angel, Look at it like this, Then Ill shut up, I promise Bro. If we could log into this and transfer our value to our currant account. Job Done, I would be there like faster than the speed of light. I would you can guarantee it. It’s because you cant do this that stinks so much of cabal. If they had left of the relationship to silver I might of give this a second look. Chris, Hi Brother, I know you know where i am coming from, and I do get your point but the cabal are going to have to do better than this to sting us again. It has to be a lot more convincing and they are just not there yet. They don’t understand the concept, it beyond there mental capability. There is not enough risk for them yet for me to bite. They are not even coming half way with this BS. I call it the way I see it and that will never change. I will shut up now. Love and light.
    September 26 at 3:07pm
  • Angel Lucci David, I implemented changes based on what you and another was saying. Thank you. Read the article completely now. Included a History of I-OPEEN and value to 1:1 with anything as representation only. Thanks Again and you are right… Just did not need to be attacked. I-OPEEN is the Peoples Bank
    September 26 at 5:01pm
  • Chris Golley Big hugs now you hairy guys
    September 26 at 5:18pm
  • David Ward I came down on this like a sledge hammer when I first looked at this and for all that I now apologize. There is no reason on the planet why this should not work and be viable. We can do anything we choose to do and do it as good if not better. Guy’s I am sorry I completely miss read this one.
    Yesterday at 5:16am
  • Angel Lucci Love you David Ward. I learned much from you. That “sledge hammer” got through this hard head! Thanks again in helping to make I-OPEEN a better tool for the One People.
    a few seconds ago

In this case, we all learned and hopeful this dialogue will help others to understand we ALL are the TRUE VALUE, ALL ONE, and any currency representation by ANY ONE is acceptable.  HUGS any ONE?

If you want to share any constructive ideas about I-OPEEN, please leave a comment on this blog,  in the I-OPEEN Facebook Group or in the I-OPEEN Facebook Page.




If you have followed Streets of Love – unconventional, you would have seen my progression in finding the right software to set-up and implement I-OPEEN, the first Direct-Access Value Exchange System owned by the People.


I am not going to cover it for you, but If you would like to follow my research, findings, and conclusions, then select Currency/Value Systems from the Categories Menu above on the left panel and start from the bottom post.  It has been a few months.

I have been watching the social media and the Skype rooms listening to the concerns of people.  I am an industrial trainer by trade, and I have the ability or gift to take technical subjects and information and put it all together in a concise and simple manner to allow others to understand.  It’s like a big puzzle and eventually the stuff comes together for me and people are amazed.

It’s really simple if you:

Do the research!

I remember a seed planted 20+ years ago in me by Chuck Swindoll:

We are all faced with series of great opportunity, brilliantly disguised as impossible situations.

Here are the 12 simple steps that I take when faced with opportunities:

  1. Recognition of Problem
  2. Investigation
  3. Medication
  4. Meditation
  5. Evaluation
  6. Medication
  7. Meditation
  8. Implementation
  9. Testing
  10. Medication
  11. Meditation
  12. Evolution

And that is where we come today!  The Implementation, Testing, and Evolution of I-OPEEN.  It’s the Peoples Banking Software Solution.  I selected a hosting service, Jelastic, which supported Cyclos – Online Banking Software.

I called Keimpe de Jong, I had already secured the name on a two week trial, and I asked him for assistance.  And we have been working fools, for the last 4 days to get here today.

Rob Crabtree got excited and started DOing. He secured and created an associated web site overnight. We also have in Facebook an IOPEEN Group and an I-OPEEN Page.

Our Energy… Our Currency… Our Desire… to manifest the People’s bank.

So if I hear one more complaint, one more misleading, deceiving individual say this is the work of the cabal, this is bull shit, this is a con, a hoax, what-ever, I Am…

One People… One Tribe Y’All…




CYCLOS is used by many communities internationally in 27 countries for:

  • Banking
  • LETSystems
  • Clearing Systems
  • Time Banks
  • E-Commerce
  • Finance
  • Barter
  • Local Currency

For a complete list of the features included in CYCLOS Online Banking System, please click here to open and read the article .

Therefore, I-OPEEN, using CYCLOS Online Banking Software will allow us to inter-exchange with other CYCLOS community banking systems across the globe.

activation-i-opeenUNIT OF CURRENCY – ION

I-OPEEN’s unit of currency is called the ION.

All transactions with all other communities and with existing FIAT NATIONAL currencies will be on a:

1 UNIT to 1 UNIT

Silver, gold and other metals are just representations of our value.  Why should one metal have more value than another?



cropped-i-opeen-3001I am excited to announce the OFFICIAL LAUNCH of I-OPEEN on October 1, 2013.

We are currently on a two-week trial which started on 24 Sept. 2013.  I-OPEEN is currently activated and runs on the Cloud.  Since it is Java Script, it is operable on Windows, Apple, and Unix machines.  I opened it on the iPhone 4 with iOS 7 in the Safari browser with no problems.

SIGN UP NOW so we can establish a base of members before the launch date.  This project will take a cooperative effort of every member to introduce others to I-OPEEN. This is where, your commitment along with some EDUCATION and NETWORKING with neighbors, friend, vendors, and business owners to establish relationships and recruit NEW MEMBERS into I-OPEEN.

The right panel of the login screen, shown below,
allows you to register
for an I-OPEEN Account

NoLoginWe need members and community businesses involved to make this a success in each community where members live, work and trade.  We need our members being actively involved in getting others on-board.  Sign-up merchants, small and large businesses, no matter the size of the company, individuals – 18 or older, children,  under 18 of age, can have accounts opened by their parents or grandparents and receive the same BEing Points as every other embodiment.

We are still in the process of making administrative changes in the software and setting up business-related applications for receiving and storing electronic documentation from I-OPEEN members.







We will keep all members appraised of any needs that arise and if you feel led to give, DO IT!  We will keep accounting for all to review should you desire.

The Hosting Service for I-OPEEN still operates on FRNs ($).  Hopefully we can educate the people of  the Hosting Service on understanding “that WE are the VALUE”, to accept the ION as payment (an alternative representation of our value.  We have not broached that subject with them yet, but plan on it within the next day or two.

The Hosting Service reduces the cost structure for incremental increases in band width, so over time, costs could possibly be reduced.  Once we reach a certain number of users, another server will be required for expanded growth.  We also will have to hire administrators, programmers, and others to manage the operation of I-OPEEN as it grows in membership.

Donations will be placed in an account to cover those recurring expenses and payroll.  Accounting of the funds used for I-OPEEN will be available to all members.

Should the economic world change over night, and representative-based exchange of value ceases to exist, then the donations will go away along with I-OPEEN.  It’s that easy!



  • Each new member activated is initially rewarded with 1,000 IONS of your value
  • Everyday you are rewarded with 100 IONS for just BEing Value

ImageThis concept was covered in the article “BEing Points – A Common Value System – by Keimpe de Jong“.  We decided to kick-start I-OPEEN off with this concept.

We are implementing this as a way for other people (those not up to speed with the OPPT filings and other changes happening in our world) to understand and learn that they are valuable for just BEING and DOING.  It is also a great way for creating a savings account for children and grand-children.  This representation of value deposited into their accounts can then be used for college education or perhaps, purchasing their first automobile.  And that’s a big IF currencies or representations of our value are still being exchanged in the future?



We are in the process of creating the documentation that will allow you to personally declare what ever value you desire to deposit up to a maximum (yet to be determined).

However, I was told and learned long ago:


Putting the maximum value in any one account would be very unwise. With that said, there is NO ONE here that will restrict your decisions.  YOU are ACCOUNTABLE for your own creations as long as YOU AND YOUR CREATION HARMS NO OTHER BEINGS.




We need an electronic copy of:

  • Your Identification: Any type of Photo IDAmerican National ID’s are lawfully available to anyone whom has rescinded their CORPORATE CITIZENSHIP.  More information at NSEA web site:



We need an electronic copy of:

  • Your Declaration of Being signed and marked with your thumb print in red ink
  • Your Certificate or Declaration of Value signed and marked with your thumb print in red ink

eMail a scan or a clear photo of the signed documents to the email below:

  • Place your “<login_name> Documents” in the Subject header



Some of the features of I-OPEEN that will are available include:


  • Online Banking
  • Mobile Banking
    • Multiple Accounts
    • Savings
    • Business
  • SMS Banking
  • Cards /POS (Point of Sale)
  • E-Commerce

For a complete list of the features included in CYCLOS Online Banking System, please click here to open and read the article .




The software has the feature to make loans, borrow money, etc.  As soon as we can, that feature will be inactivated.

YOU will NEVER have to BORROW MONEY EVER AGAIN!  Need some of your VALUE, just submit the documentation to DEPOSIT additional VALUE into your I-OPEEN account.  It is that SIMPLE!



Since we are changing the current paradigm of banking and value,we have to pull together and assist one another in any way we can.  I would like to share some ideas which will open up doors of opportunity for every one!

Some of the opportunities for people that I see coming from I-OPEEN include:

  • People with an abundance of FRNs, or other NATIONAL FIAT CURRENCIES in their bank accounts, can help others who lack such representation of energy to purchase in the NOW those commodities, such as gasoline, cell phones, other purchases that require those representation to acquire:
    • Establish an Advertisement in the I-OPEEN Marketplace to exchange FIAT CURRENCY for IONS.  Once the transfer is complete, the FRNs can be transferred by PayPal or some other online currency exchange with just a person’s email address
  • People selling Silver and other precious metals may desire to have representation in IONS so they can do as suggested above.
    • Establish an Advertisement in the I-OPEEN Marketplace to exchange Silver or other precious metals for IONS.  Once the transfer is complete, the representation can be the shipped to the customer’s address

If any one has other ideas for opportunities.  Please leave a comment at the bottom of this article.



If I-OPEEN does not meet your needs, you can close your account(s) at any time.

  • Your Deposits of Value can be transferred to another banking system that will accept them or
  • the value on deposit will cease to exist in I-OPEEN and a final statement will be provided

It’s still your value, you’ll just have to find another banking system that will accept and deposit your value.



Since this is a new start-up for all of us, please be wise in your transactions, and have patience if we run into any technical issues with the system. Treat every one kind and we can make this the tool one that every One will want to use to access their value.

Remember, this can only be successful with Members who are willing to use this tool and the ION as a means of representation of our Eternal Essence Value.

This project will take a cooperative effort of every member to introduce others to I-OPEEN.  This is where, your commitment along with some EDUCATION and NETWORKING with neighbors, friend, vendors, and business owners to establish relationships and recruit NEW MEMBERS into I-OPEEN.

How bad do you desire to BE FREE?

Sign up for the IOPEEN Facebook page!


CO-OPERATION – CO-CREATION – ACTIVATION – A Solution for Global Economic Prosperity

TRANSACT-ION: A Global Challenge of Unity with Equal Value Recognition




Posted from:

ReutersBy Jessica Dye, Joseph Ax and Jim Finkle


NEW YORK/BOSTON (Reuters) – In one of the biggest ever bank heists, a global cyber crime ring stole $45 million from two Middle Eastern banks by hacking into credit card processing firms and withdrawing money from ATMs in 27 countries, U.S. prosecutors said on Thursday.

The U.S. Justice Department accused eight men of allegedly forming the New York-based cell of the organization, and said seven of them have been arrested. The eighth, allegedly a leader of the cell, was reported to have been murdered in the Dominican Republic on April 27.

The ringleaders are believed to be outside the United States but prosecutors declined to give details, citing the ongoing investigation. What’s clear is the sheer scope and speed of the crimes: in one of the attacks, in just over 10 hours, $40 million was raided from ATMs in 24 countries involving 36,000 transactions.


“In the place of guns and masks, this cyber crime organization used laptops and the Internet,” U.S. Attorney for the Eastern District of New York Loretta Lynch said at a news conference. “Moving as swiftly as data over the Internet, the organization worked its way from the computer systems of international corporations to the streets of New York City.”

The case demonstrates the major threat that cyber crime poses to banks around the world. It also shows how increasingly international and sophisticated criminal gangs have become, particularly those using the Internet.

Prosecutors highlighted the “surgical precision” of these hackers, the global nature of their organization, and the speed and coordination with which they executed operations in 27 countries.

According to the complaint, the gang broke into the computers of two credit card processors, one in India in December 2012 and the other in the United States this February. The companies were not identified.

The hackers increased the available balance and withdrawal limits on prepaid MasterCard debit cards issued by Bank of Muscat of Oman, and National Bank of Ras Al Khaimah PSC (RAKBANK) of the United Arab Emirates, according to the complaint. They then distributed counterfeit debit cards to “cashers” around the world, enabling them to siphon millions of dollars from ATMs in a matter of hours.

In New York, for example, members of the cell fanned out into the city on the afternoon of February 19, armed with cards bearing a single Bank of Muscat account number. Ten hours later, they had completed 2,904 withdrawals for $2.4 million in all, the final transaction coming around 1:26 a.m., prosecutors said.

Casher crews in other countries were busy doing the same, pulling some $40 million from Bank of Muscat to add to the $5 million they stole from RAKBANK in December, according to the indictment. In total, cashers made some 40,500 withdrawals in 27 countries during the two coordinated incidents.

Prosecutors said the method of attack was known as “Unlimited Operations” in the cyber underworld.

Representatives for the two banks could not be reached for comment outside of regular business hours.

In a statement, Mastercard said it had cooperated with law enforcement in the investigation and stressed that its systems were not involved or compromised in the attacks.

In late February, Bank Muscat disclosed that it would take an impairment charge of up to 15 million rials ($39 million) because it had been defrauded overseas by 12 prepaid debit cards used for travel. That charge was equal to more than half of the 25 million rials profit it posted in its first quarter ended March 31.


Cyber experts said they believe the operation likely required the work of several hundred people, at least several of whom were highly skilled hackers capable of devising ways to penetrate well-protected financial systems.

“Hackers only need to find one vulnerability to cause millions of dollars of damage,” said Mark Rasch, a former federal cyber crimes prosecutor, based in Bethesda, Maryland.

The group may have targeted Middle Eastern banks because they tend to allow customers to put much larger sums on cards and do not monitor them as closely as banks in other regions, said Shane Shook, global vice president of consulting for the security firm Cylance Inc.

“It’s a target-rich environment in terms of soft electronic security,” said Shook, an Arabic speaker who has spent more than a decade investigating cyber crimes.

The case is similar to one in 2009 that targeted the prepaid debit-card unit of Royal Bank of Scotland, which lost more than $9 million in less than 12 hours, said Jason Weinstein, a former federal prosecutor who supervised the Justice Department’s handling of that case.

That case was considered a watershed moment in cyber crime prosecutions at the time. “This dwarfs that case,” he said.

It is not clear if banks can seek to recover losses from card processors, legal experts said. Contracts usually have specific language governing the security protocols that must be in place, said Frederick Rivera, an attorney with Perkins Coie who specializes in financial services litigation.

If the processors failed to follow those requirements, they could be liable for the losses. If they had adequate security, however, the banks “could be left holding the bag,” Rivera said.

The banks might also be able to seek reimbursement under their insurance policies, many of which now have cyber crime provisions, or from the processors’ insurance carriers.

Weinstein also said that the processors could face regulatory scrutiny over whether they provided proper security.

The eight defendants – all U.S. citizens and residents of Yonkers, New York – were charged with withdrawing cash from the ATMs and transporting money, not hacking into the credit card processing firms or managing the operation.

The seven arrested are: Jael Mejia Collado, Joan Luis Minier Lara, Evan Jose Peña, Jose Familia Reyes, Elvis Rafael Rodriguez, Emir Yasser Yeje and Chung Yu-Holguin (known as “Chino El Abusador”). All except for Rodriguez were arraigned on Thursday and pleaded not guilty. Rodriguez’s attorney was unavailable. Only Pena has been released on bail.

The defendant who reportedly had been killed was Alberto Yusi Lajud-Peña, also known as “Prime” and “Albertico.” Lynch said it was unclear whether the murder was related to this case.

Prosecutors said cashers often laundered their proceeds by purchasing luxury goods, and sending a portion of the money back to the organization’s leaders.

Lynch said the New York gang kept roughly 20 percent of their takes, and sent the rest to the organizers. Authorities said they seized hundreds of thousands of dollars in cash and bank accounts, as well as two Rolex watches and a Mercedes SUV, from the defendants.

Investigators said that they found an email exchange with an account associated with a criminal money laundering operation in St. Petersburg, Russia, describing wire transfers.

An investigation is ongoing to see if other cells are operating in the country, Lynch said, adding that U.S. law enforcement had worked with counterparts in Japan, Canada, Germany, Romania, the United Arab Emirates, Dominican Republic, Mexico, Italy, Spain, Belgium, France, United Kingdom, Latvia, Estonia, Thailand, and Malaysia to uncover the ring.

No individual bank accounts were compromised by the scheme, Lynch said.

The case is U.S. v. Lajud-Pena et al., U.S. District Court, Eastern District of New York, No. 13-cr-259.

(Editing by Noeleen Walder, Tiffany Wu, Leslie Gevirtz and Phil Berlowitz)


Sounds like an inside job to me!  They were probably all bankers!   Just saying…




Russia Puts Pressure On Cyprus PM…

Cypriot legislators have rejected the European Central Bank bailout plan put forward by the IMF and the EU last week. Additionally it appears that the bank levy on all accounts held at Cyprus banks is dead as well, after Russian officials rebuffed Cyprus’ attempt to collect a 9.9% tax on all accounts greater than €100,000.

Cypriot Finance Minister Michael Sarris, already in Moscow prior to the EU bailout plan being announced, has agreed to stay on until a resolution is achieved. He had been there originally to ask for an extension and a lower interest rate on the current Cyprus loan of €2.5 billion, as well as an additional €5 billion loan to help cover the costs of the EU bailout plan.

Cyprus is playing a dangerous game with the Russians, as indicated by the 9.9% levy on accounts over €100,000.

It would appear that a simple $5 billion euro loan would be quite a bit less expensive for the Russians then the 9.9% levy on all accounts over €100,000. The Central Bank of Cyprus handles all banking for the government of Russia, and with Russian deposits said to be over $1 trillion, a 9.9% levy on all of their accounts would equal roughly €100 billion or more, far in excess of the €10 billion needed for the EU bailout plan.

In addition to rejecting the EU bailout plan on Tuesday, it would appear that legislators in Cyprus had come to their senses, additionally rejecting the proposed levy on bank deposits.

Cyprus, a tiny island nation of 1.1 million people, has been held to the same protocol as European sister states Greece, Portugal, Ireland, Spain and Italy, which accepted severe austerity measures linked to the EU bailout programs for their countries. However their GDP is quite a bit higher than that of Cyprus, and they had a larger pool of residents from which to tax, in an effort to recover the funds needed allowing them to stay in line with the EU austerity bailout measures heaped onto their specific governments.

European Central Bank officials have applied an increasing amount of pressure for Cyprus to accept the deal, saying that they needed to accept the bailout quickly or face the prospect that the EU, the IMF and the European Central Bank would leave them twisting in the wind, forcing them to actually declare bankruptcy.

However, this strategy would not have the desired effect, and Russia would be forced into the equation, which may or may not mean that the Russians may take over the country of Cyprus, as they would be forced into paying for the bailout plan rather than pay the levy of 9.9% on all the money they have stored in this bank.

Russia, the number 2 or 3 largest government on our planet, with considerable military might, would not just pay and go quietly, they may threaten military actions if they are forced to bear the brunt of Cypriot banking stupidity.

Russian roulette indeed.

Meanwhile the Cyprus government will keep all banks closed until next Tuesday, after the holiday weekend, and a Cyprus central bank official indicated that unless a new plan was hatched before Tuesday, bankruptcy would assuredly happen on Tuesday, with smaller bank account holders making a run on the bank, as well as businesses with over €100,000 in their account attempting to do the same before the 9.9% levy is imposed.

With both the EU and Russian officials blocking at giving Cyprus a softer deal, it appears that Cyprus will have to take the hard-hit, either actually going bankrupt, or forcing the levy on to all account holders in the Cyprus banking system, something it does not want to do because of the aforementioned Russian response.

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